Are you looking for a private health insurance policy? Then you may consider Medicare Advantage plans. First, you need to know that Medicare PDP Drug Plans accommodate all people provided you have a Medicare policy. It also covers all aspects included in the Medicare health plan, but best of it all is that it has other extra advantages. To mention a few, they include preventive care, vision, dental and hearing medical care. The following some things that many people wish to know about Medicare Advantage plans.
FAQs about Medicare Advantage Plans
Is it possible to have a Medicare Advantage plan and a Medicare health plan at the same time?
Yes. It is possible to maintain these two policies simultaneously. Nevertheless, it is paramount to know that you have to pay separate premiums for the two policies. More to this, it is also good to know that the premiums of the two policies are not similar. This is attributable to the fact that, Medicare Advantage plan has extra benefits.
How are treatment expenditure reimbursed while one has the two covers?
When presenting the two covers simultaneously, Medicare Advantage plan caters for all the medical expenses incurred. This is because the two covers have a similarity in the plan A and B part of the cover. Part A of the cover caters for treatment and hospitalization. Part B covers for all the medical expenses.
Is it possible to take an advantage plan anytime?
Individuals who meet certain criteria as stipulated by the company automatically qualify for Advantage plan. However, for clients who would wish to enroll for the advantage plan at their convenience, it is advisable to consult the company. This is because there are ideal times to enroll for this program.
Are there medical criteria to satisfy before enrolling for this cover?
Suffering from end-stage renal disease is the only condition that may limit you from getting this cover. However, regardless of the condition, you may be suffering from prior or after enrolling in the Medicare plan, you can comfortably enroll for an advantage plan.
Do I have to seek specialized check-up elsewhere before advanced treatment under this cover?
Under this plan, it is mandatory to go for check-ups by doctors operating within their network. Failure to this you can be sure that the company will not reimburse you. To make matters worse, they may fail to treat you if you seek treatment of a condition not diagnosed by their doctors.